{"id":44,"date":"2026-10-12T09:00:00","date_gmt":"2026-10-12T09:00:00","guid":{"rendered":"https:\/\/www.jeffsullivanrealty.com\/blog\/?p=44"},"modified":"2026-10-12T09:00:00","modified_gmt":"2026-10-12T09:00:00","slug":"mortgage-rates-arent-backing-down-yet","status":"publish","type":"post","link":"https:\/\/www.jeffsullivanrealty.com\/blog\/2026\/10\/12\/mortgage-rates-arent-backing-down-yet\/","title":{"rendered":"Mortgage Rates Aren\u2019t Backing Down Yet"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/jeff-sullivan\/rates-baking-yet\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Mortgage rates are staying stubbornly close to 7%, and that means affordability continues to be a challenge for many in our communities. Unless we see inflation cool enough to shift the Federal Reserve\u2019s direction, these higher rates could stick around through the end of the year. Ongoing inflation and the possibility of another Fed rate hike could even nudge borrowing costs higher, while wider mortgage-backed securities (MBS) spreads add extra pressure. For anyone looking to buy, sell, invest, or refinance\u2014especially here in Canton, Greater Boston, and across Massachusetts\u2014today\u2019s rate environment is the reality to plan around. Any future relief in rates will depend on several factors aligning: sustained progress on inflation, steadier long-term yields, positive signals from the Fed, and improved MBS spreads. As always, my focus is on helping clients navigate these complex conditions to achieve their real estate goals\u2014whether you\u2019re settling into your first home, making a move, or expanding your portfolio.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage rates are staying stubbornly close to 7%, and that means affordability continues to be a challenge for many in our communities. Unless we see inflation cool enough to shift the Federal Reserve\u2019s direction, these higher rates could stick around through the end of the year. Ongoing inflation and the possibility of another Fed rate [&hellip;]<\/p>\n","protected":false},"author":182,"featured_media":45,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-44","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.jeffsullivanrealty.com\/blog\/wp-json\/wp\/v2\/posts\/44","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jeffsullivanrealty.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jeffsullivanrealty.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jeffsullivanrealty.com\/blog\/wp-json\/wp\/v2\/users\/182"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jeffsullivanrealty.com\/blog\/wp-json\/wp\/v2\/comments?post=44"}],"version-history":[{"count":1,"href":"https:\/\/www.jeffsullivanrealty.com\/blog\/wp-json\/wp\/v2\/posts\/44\/revisions"}],"predecessor-version":[{"id":46,"href":"https:\/\/www.jeffsullivanrealty.com\/blog\/wp-json\/wp\/v2\/posts\/44\/revisions\/46"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.jeffsullivanrealty.com\/blog\/wp-json\/wp\/v2\/media\/45"}],"wp:attachment":[{"href":"https:\/\/www.jeffsullivanrealty.com\/blog\/wp-json\/wp\/v2\/media?parent=44"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jeffsullivanrealty.com\/blog\/wp-json\/wp\/v2\/categories?post=44"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jeffsullivanrealty.com\/blog\/wp-json\/wp\/v2\/tags?post=44"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}